M. Thomas believes that a handful of simple investment principles will, over-time, produce the best returns for investors.
1. The only reliable investment guarantee is that extra fees, interest, and taxes will always delay achieving your goals. Act accordingly.
2. Invest early and often. Do not try to time the market until you know for certain what will happen in the future.
3. Manage risk through diversification. Do not pick “winners and losers” unless you are at the racetrack.
4. Know what you own. If you cannot understand it, do not buy it.